how to budget as a stay at home mom

How to Live Frugally in 17 Steps If you have a knack for reading, becoming a proofreader could be a good way to earn some extra income from home, while being a stay at home mom. but if you’re not, it’s time to create one. Your non-essential (but still kind of essential) items might be things such as a haircut, a date night, gifts for family members and any other items that aren’t required for survival, but are nice to have money for. Realistically, though there will be other expenses that will need to be covered. COMMENTdocument.getElementById("comment").setAttribute( "id", "a43872f9a0b44a5feccef8f64390652e" );document.getElementById("i2105bac76").setAttribute( "id", "comment" ); A recovering perfectionist learning how to create a beautiful home that isn’t perfect (and also how to not panic when that same load of laundry has been sitting on the couch for a week because… life). I am not a stay-at-home mom yet but once I have kids, its my dream! Pumping is really stressful, no judgment here. This stay-at-home mom schedule printable is a must-have to help you stay sane. 13 Ways For Stay at Home Moms to Save Money, 10 Ways we Save Money While Living on One Income, 20 Things We Took Off Our Grocery List To Save Money, 30 Productive Things to do Instead of Spending Money, 16 Easy Ways to Save Money on Groceries (we save over $700/month), 21 Frugal Fall Activities for the Whole Family, 36 of the Best Over The Toilet Storage Ideas That Offer Plenty of Storage Space, How to Organize Your Kitchen: 4 Expert Tips, The 12 Best Dusting Tools You Need to Banish Dust for Good, The Best Holiday Organizing Tips for a Stress-Free Christmas, How to Have an Organized Christmas in 5 Simple Steps. 1. it at first. Note that I said to try to be debt free.  I am a firm believer in living a debt-free life, but I’m even more of a believer in moms staying at home with their kids. There are countless ways to save money and even more reasons why we should do so, so here are 5 money saving tips for stay at home moms. It also shows you where your money is going, and it allows you to see where you can cut costs every month. Use curtains and blinds. Do Not Sell My Personal Information    Contact    About. Most of the time one entree would cost somewhere around $15-$20 for one person. Make a plan the night before. need a 2,500 square foot house, or could your family live comfortably in a 1,100 square foot house? This is the course I took that helped me take my blog from earning nothing a month to earning a full-time income in one year. With the more advanced stay-at-home mom jobs, you could make upwards of $50 per hour! Turn lights off when no one is in the room. When I started meal planning, I hated it at first. Following a budget is extremely important, especially when you’re living on one low income. Stay at home moms have a hard job. A budget will help you see exactly how much money you have coming in every month (it’s a good idea to create a “mock budget” before you quit your job. Hello! Financially though, it can be a stretch to live on only one income.  How do you budget your money when you want to become a stay-at-home-mom?  It’s totally possible! There are many other ways that women can save money by quitting their jobs like spending less on clothing (when you work outside the home you likely have to keep up a certain type of appearance and spend money on dry cleaning), stay at home moms can also save money by switching. {Don’t worry—if you feel like you are going to suffocate without your daily Starbucks fix, you might be able to add that back in later, but let’s get you home with your kids first!}. ). Resist the urge to enroll in expensive classes and consider going to the park or hosting a play date instead. If your family is small enough to fit into a car and you don’t need a truck to haul anything, downsizing from a truck, SUV, or van to a car will save you a lot of money in fuel costs each month. How to become a stay at home mom on a tight budget. Shopping around and spending hours on the phone with several companies doesn’t sound fun, but if it’s the very thing that helps you afford to be a stay at home mom, it’s more than worth it. Do you really need a 2,500 square foot house, or could your family live comfortably in a 1,100 square foot house? I didn’t, before learning about The Selling Family. What Stay-at-Home Moms Do All Day . |. When you become a stay at home mom, you get to say goodbye to your commute and hello to more time and money in your life. The only way I could become a stay-at-home-mom was if my husband and I looked at our budget very closely and made sure it would work for the long haul. Find out how much. Your email address will not be published. When we had two cars I would make unnecessary trips into town, And with those trips, I would spend unnecessary money…, I would end up going to the grocery store more than once a week (I would often go several times a week), and I would buy clothes and other items that we didn’t need just because I was in town and…, Shopping around can save you a lot of money month after month. Privacy    Disclosure    Terms   Cookie Notice    CCPA You can also use a service like Amazon Prime to watch TV shows and movies. (This is the meal planning method we use to continually save $700 a month on groceries.). Keep them shut to help cool the room down, and keep them open to allow the sun to warm it up. A stay-at-home mom works many jobs throughout the day. I mentioned above that my husband and I were able to save around $5,000 a year by becoming a one-car family (that number would be much higher for someone who has payments on their car). Now that your budget is in place, it’s important to look at another area of your finances. Following a budget is extremely important, especially when you’re living on one low income. All of the stay at home Mom jobs that I mention here are things that I have actually done in the past and/or am still doing now to make money as a stay at home Mom. (Click here to learn more about freelance writing. The SAHM Budget Test: How to Afford to Be a Stay-at-Home Mom. Plus, it’s not like you have to spend hours on the phone every month – it’s pretty much a one-time thing, with lasting results. Stay-at-Home Mom Schedule Printable. All you have to do to find free activities in your area is search in Google “free activities for couples + your town” or, “free activities for families + your town”. Stay at home moms can keep their kids at home with them, therefore significantly cutting monthly costs. If you currently stay home or are considering it but aren’t sure how to afford to be a stay at home mom, read on for tips on saving money and lowering your budget. As a stay-at-home mom, you will probably be tempted to spend more on entertainment than if you were working full-time. (Sign up for a free proofreading workshop here. Downsizing your house, your car, boat, and any other property that is costing you money (or has great value and is paid off), could be the answer to you becoming a stay-at-home-mom. Simply by planning out our meals in advance and only going to the grocery store ONCE a week, we were able to save over $700 a month, which is pretty significant. Unsubscribe at any time. If you have a knack for reading, becoming a proofreader could be a good way to earn some extra income from home, while being a stay at home mom. Being a stay-at-home wife or stay-at-home mom may actually be a burden to your family if you’re creating a financial mess that you’ll have to clean up later. In an effort to make the most of my days at home with the kids, I’ve figured out a few things that work. If that's you, follow these seven steps for altering your budget and making your new job as a stay-at-home parent a financial success. Shop around. You’ll want to make your budget before you quit your job to make sure you can make it by on your husband’s income alone. Related Post: How to Budget When You Want to Become a Stay-at-Home Mom Follow a daily rhythm. I started using MyFreezEasy to learn how to properly cook freezer meals (there. To ensure financial security, you and your family should already be following a budget, but if you’re not, it’s time to create one. But, blogging isn’t for everyone – one of those options we talked about above might be a better fit for you. Honestly, I never dreamed of being a stay-at-home-mom.  I was on a fast-track to the top of the career totem pole and had zero (and I mean ZERO) intentions of staying at home with my future kids. and exclusively breastfeeding their babies, if that’s an option for them. Days after I graduated with my Masters degree, I had no how... Company web pages managing your debt is easy when you ’ re Busy spend unnecessary money… just because know... Three ways that stay at home mom job, simply because they ’ not! Find that keeping the marital home is not realistic it… I was to! 700 a month on groceries. ) a must-have to help you stay sane feel overwhelming managing., this choice may not always be practical it to be a challenge need Which! Wholesome, homemade dinners every night for their family to enjoy too stressful to deal with.... Might be a stay at home moms can save money on your grocery bill gather of! 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